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Archive for November, 2010

When it’s time to buy a home, it’s also time to select a buyer’s agent. This is so critical to be represented with your interests in this all important transaction. But how do you choose one? First and foremost not all buyers’ agents have gone through the extensive training, or hold the credentials of a REBAC agent.

Here are some of the most significant issues to consider and questions to ask when interviewing your Accredited Buyer’s Representative or for any agent you may be talking with. As my motto says “Not all agents are equal” and this is so true. If you ask agents that right off the top of their head can’t answer these simple questions below then you should run! If I had to add some other questions it would be “how much is your agent investing in their own business’? Visit the Kaiser Team Web Site and you decide how to answer the above question.

Choosing a Buyer’s Representative       

Questions to ask: 

Experience and Credentials

 How long have you been a buyer’s agent? How long have you been an Accredited Buyer’s Representative? What other real estate designations or credentials do you hold? 

References

Can you share the names and contact details for three past buyer clients who can provide references? 

Knowledge

What are your areas of specialized knowledge? Which types of housing or neighborhoods do you know best? 

Representation

Please explain what representation choices I have as a buyer. What is meant by fiduciary duties? Do you practice dual representation? 

Services Provided

Please explain how you will assist me at each stage of the transaction. Do you have a written buyer representation agreement that details our obligations to each other? 

Compensation

How will you be compensated? If I hire you as my buyer’s agent will I be subjected to any additional costs in my transaction? 

Finding Properties

Do you have full access to the Multiple Listing Service (MLS)? Will you try to find suitable properties beyond the MLS?

 Personal Support

Will you handle all aspects of my transaction, or will I be working with assistants? Who will be explaining the various forms, agreements and steps required to reach closing?

Negotiating

Will you counsel me on a negotiating strategy and appropriate contingencies? How will you package my offer to the seller? Will you personally present my offer?

 Financing

Will you provide guidance on affordability, mortgage options and how to choose a lender? Why should I consider becoming pre-qualified or pre-approved on a mortgage? 

Related Service-Providers

Can you provide referrals to providers of other services related to my transaction, including home inspectors, surveyors, movers, etc.? 

The Accredited Buyer’s Representative (ABR®) designation is awarded by the Real Estate Buyer’s

Agent Council (REBAC), a subsidiary of the National Association of REALTORS® (NAR).

To learn more about REBAC and access various homebuyer resources, please visit www.REBAC.net.

To learn more about Brevard, Hendersonville, Asheville and surrounding areas visit our web site and our blog to find out the latest in Real Estate updates, tips, tricks and what to ask, When is it best to buy NC Real Estate as well as do a Real Estate Search. Better yet just give me a call at 828-421-0375, Jewell and I look forward to hearing from you and taking care of all your Rentals and North Carolina Real Estate Needs!

Happy Buyers

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Did you know that it pays to work with a Realtor? Here is a report that not only justifies why to use a Realtor but gives you the statistics as to what the buyers and sellers thought of their agents. As I have said before “Not all agents are equal”. So when choosing your next Realtor be sure and give thought to whom, why and what realtor you should choose. The below information is from the Realtor association and there is allot of truth to the findings.

When choosing your Realtor for the Transylvania (Brevard and surrounding areas),  Hendersonville, Asheville NC, and Sapphire areas, ask yourself if experience counts, do designations that Realtors work hard to achieve count, which is the right company, is the agent a full, part time agent that will guarantee they will work for your best interests and keep confidential information just that, confidential! Please feel free to call Jayor Jewell Kaise, even if its just for advice at any time 828-421-0375 or email me at Jay@HomeInBrevard.com for your next market evaluation, or jsut a down to earth talk about your best interests not mine, as well as making sure we are a match for each other. Interesting but I often look at the Real Estate as a marriage and my customers and I form a relationship that is much like a marriage. Last thing we want is a divorce so starting out with the research necessary in the beginning, will help you through the entire process.

Now for the article and an actual brochure that most agents can provide at a moment’s notice:

The 2009 NAR Profile of Home Buyers and Sellers provides research results on the experiences home buyers and sellers had when purchasing or selling their home. The majority of the respondents used a REALTOR® (a member of the NATIONAL ASSOCIATION OF REALTORS®). Here’s what they had to say:

Home Sellers

• Sellers reported that an agent’s reputation was the most important factor in their selection process.

• Nearly three-fifths of sellers report that they would “definitely” use the same real estate agent again.

• The top four home seller expectations of real estate agents are: 1) price my home competitively (22%);  2) find a buyer for my home (21%);  3) sell my home within a specific timeframe (19%);  4) help market my home to a potential buyer (19%).

SOLD and a happy couple!

Home Buyers  • 88% of buyers would probably or definitely use their real estate agent again The benefit most buyers say they receive from their agent is help understanding the process.

• 88% of buyers were very satisfied with their agent’s knowledge of the purchase process.

• 77% of home buyers used a real estate agent and/or broker to complete their transaction.

The Code of Ethics:   A Commitment to the Public

The Code of Ethics of the NATIONAL ASSOCIATION OF REALTORS® is the promise to the public that when dealing with a real estate agent that is a REALTOR®, they can expect honest and ethical treatment in all transaction related matters. Only REALTORS® pledge to abide by the Association’s Code of Ethics and only REALTORS® are held accountable for their ethical behavior.

Some of the basic principles of the Code of Ethics include:

• Protect and promote your client’s interests, but be honest with all parties.

• Avoid exaggeration, misrepresentation, and concealment of pertinent facts. Do not reveal facts that are confidential under the scope of your agency relationship.

• Disclose present or contemplated interest in any property to all parties.

• Avoid side deals without your client’s informed consent.

• Accept compensation from only one party, except with full disclosure and informed consent.

• Keep the funds of clients and customers in escrow.

• Assure, whenever possible, that transactional details are in writing.

• Provide equal service to all clients and customers.

• Be knowledgeable and competent in the fields of practice in which you ordinarily engage. Obtain assistance or disclose lack of experience if necessary.

• Do not engage in the unauthorized practice of law.

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Last night the Brevard Tornado Club held its semi annual meeting and a get to know and meet Coach Jack Daniels. Jack Daniels is the new Brevard College cross country and track and field coach. 

Besides the warm welcome received for Jack Daniels, athletic director Kim Pate introduced the new Tornado Club President Mr. Ken Kolb. Ken went on lead the discussion on the new NCAA Rules for the Alumni, Boosters, Trustee’s and friends to be sure that Brevard College complies with the National Recruiting Regulations. 

An approved copy of the new Brevard College Tornado Club Bylaws were given out to each member. There were several featured speakers at the meeting including the new Base Ball Coach as well as a former player and assistant coach all who recently joined Brevard College from the University of North Carolina, of Chapell Hill Matt McCay. 

The new women’s head Tennis head coach Nichole Bumbgardner, new cross country NCAA Division 3 Coach of the Century Dr. Jack Daniels along with Thad Walker Head cycling coach and winner of the last 2 National Team Championships of 2009 and 2010.

Needless to say with the lineup of the leading coaches in the nation now employed by Brevard College as well as other baseball coaches and volunteers coaches of national status and former pro’s themselves now lead a lineup at Brevard College to become a greater powerhouse in the sports arena. 

Brevard College and the town of Brevard NC are extremely proud of not only our coaches but the players and for all they stand for. All I can say is watch out other NCAA teams that try to take on Brevard College as they will soon be awakened!

Daniels accepts position as new Cross Country and Track & Field CoachJuly 15, 2010
World-renowned coach, author and speaker takes over the BC programs

Jack Daniels Head Coach at Brevard College in Brevard NC

Jack Daniels Head Coach at Brevard College in Brevard NC

Brevard, N.C. – The Brevard College Athletic Department and Athletic Director Kim Pate are pleased to announce Dr. Jack Daniels, a world-renowned coach, author and speaker, as the new Brevard College cross country and track & field coach.

“We are excited to have Dr. Jack Daniels join our coaching staff; his wealth of experience, depth of knowledge for the sport, and love for coaching will continue to lead our cross country and track programs toward great promise and success,” said Pate. “Coach Daniels is a very humble and remarkable individual and I am honored to have the opportunity to work with him.”

Daniels has been involved in both collegiate and post-collegiate track and cross-country for 35 years and has coached 30 individual DIII NCAA National Champions, eight NCAA National Team Champions and 130 All-Americans. He was also named the NCAA DIII Women’s Coach of the Century and was a three-time NCAA National Coach of the Year.

“For me, what makes a job most enjoyable is to be working with nice people and I was very impressed with the several people I met during my visit to Brevard,” said Daniels. “Simply put, I love to coach both young ladies and young men, and to be able to continue doing that makes life real enjoyable for me.”

Daniels has also coached five Olympians in men’s and women’s distance events and has also coached two sub-2:10 male marathoners on his way to being named “World’s Best Coach” by Runner’s World Magazine. Recently, he has been working at the Center for High Altitude Training, working and developing athletes from around the world.

“Jack was my coach and mentor at the University of Texas and truly shaped my life,” said Dr. Sue Carter, a former athlete under Daniels. “Under his guidance I was able to excel in distance running as well as academics. He supported me in my preparation for medical school while earning All-American status in Track and Field. He is the best coach and the nicest man on the planet!”

In addition to his coaching ability, Daniels is an accomplished author, featured speaker and researcher, having written four books on running, including his most recent title, Daniels’ Running Formula, 2nd ed. He has also had over 50 articles published in scientific journals and also seen numerous articles on running published in popular magazines. Daniels is a featured speaker at coaches’ clinics, running camps and symposia that deals with training and has spent the past 13 years as the National Running Coach of Leukemia & Lymphoma Society’s “Team in Training” program. Daniels was also part of a research program which examined performances and known VDOT values of elite middle and long distance runners, which helps determine an equivalent performance at a different race distance, providing a better value from which to access fitness and determine training paces.

Other professional accomplishments and merits of note for Daniels includes being the named Meet Director at the National Cross-Country Championship and has been the meet director at 25 conference championships and annual invitationals in both cross country and track and field. He was the Altitude consultant to the U.S. Olympic Track & Field team for the 1968 Mexico City Olympics and also served as a color commentator for CBC Television for the 1976 Olympics in Montreal, Quebec, Canada. Daniels has also been involved and conducted considerable research involving elite runners, swimmers and paddlers in both the U.S. and Canada, often working with U.S. teams in swimming and running at Colorado Springs and Lake Placid.

Daniels has a number of personal accomplishments as well, having received both silver and bronze medals in the Olympics in the Modern Pentathlon competition. He has also received a World Championship Bronze Medal and is a two-time U.S. National Champion and was the first foreign winner of the Swedish National Championship in the same event. Daniels also competed eight years as a competitive swimmer and four years on the University ROTC Rifle team. He was also a U.S. Army officer and military triathlon champion in Seoul and Tokyo.

Daniels has received numerous honors and awards, including the 2009 H. Browning Ross Outstanding National Service Award of Merit from the USATF. He was also awarded the title of “Master Coach” by the USA Track Coaches Association and is a Fellow with the American College of Sports Medicine. Daniels also serves as the Exercise Physiology consultant to Runner’s World Magazine and is an Editorial Board member of American Running & Fitness Association and serves as a consultant to college and club coaches and runners around the U.S. and the world. Daniels was also a recipient of the Outstanding Alumni Award from the University of Montana, and was inducted into the Cortland C-Club Sports Hall of Fame in 1997 and the Sequoia High School Sports Hall of Fame in 2006.

“I truly get as much enjoyment out of watching a young runner improve his/her performance as I get from seeing one of my runners make it to the Olympics,” commented Daniels. “The road traveled is certainly as important as is the destination because every day along the way is part of a person’s never-ending education, and I still feel I learn as much from my runners as they learn from me.”

Brevard College Entrance

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 Tonight at the Porter Center at Brevard NC College is featuring Charles Pettee & Folk Psalm.  Tonight’s performance will be featuring many local musicians as Brittany Whitmire and Elizabeth Bahnsen a  past Steep Canyon Rangers member.

Other local talent and I must say that Brevard, is blessed to have some of the finest musicians and singers that can be found anywhere in the country. Examples are Elizabeth Bahnson, Charles Pettee with there sound startling contemporary version of songs from the Bible from Hebrews and the Psalms. We hope you enjoy tonight’s performance of music and song to sacred poems over 3000 years old. The message tonight is focusing on the earth and our charge to be wise and good stewards of the land.

Upcoming events at the Porter Center are not to be missed like the : Steep Canyon Rangers
Thursday, Dec. 16th�
Porter Center for Performing Arts
Greg Brown
Friday, Mar. 4th�
Porter Center for Performing Arts
Ladysmith Black Mambazo
Sunday, Mar. 13th
Porter Center for Performing Arts

Just another reason why when you are searching for a new residence, land parcels, second or vacation properties you mustn’t leave out Brevard North Carolina Properties. You too I am sure will fall in love with the culture, the people and all that God has given us with over 250 waterfalls, as well as mountain ranges that seem to go on forever. Call Jay and Jewell Kaiser today for your Western North Carolina and especially in your Brevard NC Real Estate searches. 828-421-0375. See you tonight!

Charles Pettee & Folk Psalm Perform Tonight

Click on the picture to enlarge

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Lady Tigers being Cheered on by the Ecusta Credit Union Employees

Lady Tigers after Huge Win and on to State

For the second straight year the Rosman Tigers Volleyball Girls team vies for the Championship for the state of North Carolina! Brevard, Rosman, Lake Toxaway, Pisgah Forest etc.,  and all of Transylvania County has more of the  offer besides the best deals in Real Estate in all of the Western North Carolina Counties. Team work and great schools are just a part of what makes this area one of the Coolest Small Towns in all of America!

The girls have done it again with a huge win over West Wilkes Tuesday night wrapping up another shot at a state title. This morning as I visited a local banking institute the Ecusta Credit Union I notice a large crowd with signs out by the road with orange pom-poms and excitement all over their faces. So naturally being the curious one in the family, joined them and took the attached photos. Amazing how all along the way from Rosman into Brevard and into Pisgah Forest on the way to Raleigh that folks were gathered along the road to cheer on the girls as they drove by in the bus.

Game time is set for 2:30 at the Reynolds Coliseum on the campus of N.C. State University in Raleigh.  For the second straight year the Rosman Tigers Volleyball Girls team vies for the state of North Carolina Championship! Brevard, Rosman, Lake Toxaway, Pisgah Forest etc.,  and all of Transylvania County has more of the  offer besides the best deals in Real Estate in all of the Western North Carolina Counties. Team work, great schools, and fantastic fans are just a part of what makes this area one of the Coolest Small Towns in all of America!

Go Lady Tigers

Tuesday wrapped up the final win for the 1-A championship and now on to state. Below is the excerpt from our newspaper the Transylvania Times by Robbie Robertson, Sports Editor and how the big win was one! GO Lady Tigers! 

Bus full of winners!

Robbie Robertson, Sports Editor• Fri, Nov 05, 2010

For the second straight year, the Lady Tiger volleyball team will vie for a state championship, earning a title shot by defeating West Wilkes 3-1 Tuesday night.

It was a hard-fought match against a worthy adversary, but a regional championship appearance wasn’t going to cut it.

“Six juniors got on a bus home from Raleigh last year and made a promise to us,” said an emotional Mildred Powell, Rosman’s long-time volleyball chief.

“They promised us they’d be back this year and they kept it. That is what has been their drive all year long,” she said.

Honoring that pledge required a Rosman rally, as the Lady Blackhawks came ready to play. West Wilkes won the first game 25-23.

West Wilkes went early and often to their big hitter, Laura Cantrell, a recent signee to play volleyball at UNC-Charlotte. She almost single-handedly kept the Lady Blackhawks in the game.

But where Wilkes had one weapon, the Lady Tigers had many, spreading the scoring out from one corner of the net to the other, getting points from starters and substitutes alike.

As a result, three Lady Tigers had double-digit offensive output and another was within one.

Lea Kilpatrick narrowly missed a triple-double. She had 10 kills, 33 digs and seven aces, three of those in a critical stretch in the game four win.

Taylor Whitmire had 14 kills, while Teal Parker had 10 blocks to go with six kills.

Maddie Limbo had nine kills and 23 digs, while Lauren Galloway had four kills and five blocks.

Kaleigh Whisenant and Baylee Bagwell set up the killers, with 21 and 14 assists, respectively.

The Lady Tigers used five players to build a 15-10 lead in the first game. Kilpatrick and Limbo served aces, while Whitmire and Galloway had early blocks.

Parker’s tip into the back corner made it 15-10, but a 7-2 run by West Wilkes knotted it at 17 apiece.

The score was tied four more times down the stretch, at 18, 19,21 and 22. Galloway had a kill and Parker scored back-to-back points for a 21-19 Rosman advantage.

The Lady Blackhawks roared back to take a quick lead at 22-21, before Whitmire put a kill down from the outside spot.

West Wilkes then scored three straight points, two of them on Rosman miscues, to win 25-23.

Game two was another see-saw battle, with Rosman erasing an early deficit and building a four-point lead, only to see the Blackhawks rally.

With the score tied at 21, Carissa Lambert served an ace that nobody on the visitors’ side covered. Kilpatrick then put down a kill for a 23-21 lead, prompting a Lady Blackhawk time-out and invigorating the capacity crowd.

After a kill by West Wilkes, Whitmire made it game-point with a kill down the left side.

The Lady Blackhawks tied it up with two straight points, however, and had game point themselves after a serve into the net by Rosman.

Whitmire tied it up at 26 with a kill that bounced off a West Wilkes blocker, but Rosman gave up a point on a net violation.

Galloway tied it up with a kill and Kilpatrick put Rosman up one with a kill, 28-27. An error on the next play doomed West Wilkes to a 29-27 game two loss.

The back-and-fourth struggle continued into the third game, with Rosman rallying from a 13-10 deficit on kills by Kilpatrick, Lambert and Limbo.

The Lady Tigers continued to roll, extending their lead on a 11-2 run to go up 21-15.

A great dig by Emma Driver set up a kill for Whitmire. Driver had 23 digs on the evening.

Kilpatrick then served an ace and Limbo put a kill down the sideline.

Parker blocked a kill and Kilpatrick served an ace that landed inside the baseline for a 21-15 Rosman advantage.

That prompted a West Wilkes time-out, but the Lady Tigers cruised to a 25-19 win, pulling ahead 2-1 in the match.

Neither team would give an inch in the early stages of game four, either.

Rosman took a 3-0 lead to start the game only to see West Wilkes score five straight.

A tip by the setter, Whisenant, gave Rosman a 6-5 lead, but a 6-2 run by Wilkes put the Lady Blackhawks up 11-8.

West Wilkes’ last lead came at 14-13, right before Parker tied it up with a kill from the middle.

Limbo put down a quick kill on an errant Lady Blackhawk pass just over the net.

Kilpatrick then scored two straight aces for a 17-14 score and a West Wilkes time-out.

Kilpatrick then made it three in a row and the Lady Tigers were never again challenged in the match.

Galloway blocked a Cantrell kill and Christina Rice served back-to-back aces for a 22-15 score.

Whitmire put a kill down that bounced off the West Wilkes digger for game point, 24-16.

Limbo closed it out with a kill on the left side for the 25-16 (3-1) victory.

The Lady Tigers will now travel to Raleigh for the state 1-A championship game. Rosman will face last season’s champion, Pender, who won 3-0 in the Eastern Regional finals.

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Insurance Tip of the Month and evey month I learn something new.  Thanks Priscilla for your tips!

According to one of the many companies we represent for personal home and auto insurance, Travelers Insurance Company found damage caused by water accounted for 28 percent of all property claims in the state of NC between April 2009 and October 2009, compared to three percent for fire. The research excluded claims related to catastrophes. Furthermore, weather accounted for only five percent of those water damage claims, meaning that proper maintenance within the home may help homeowners avoid some of these problems.

There are some simple maintenance techniques that can help avoid the top causes of water damage to homes. The following list provides preventive measures to help avoid the top four common causes of non-weather-related water damage:

wood floor damage form water leak

Leaks from washing machine hoses:  Washing machine hoses should be inspected annually and replaced every five years – or immediately, if there are any signs of cracking or bulging. Keep the water turned off when not using the machine.
Leaky plumbing around water heaters:  Plumbing should be inspected annually and repaired if there are any signs of leaks or corrosion.  When possible, water heaters should be installed in an area with floor drains to minimize damage if leaks should occur.
Leaks from refrigerator ice machines:  Ice maker connections, usually located behind the refrigerator, should be inspected annually and hoses replaced if they appear cracked or corroded.�
Clogged drain lines on air conditioning units:  Air conditioning drain lines should be checked at least yearly, but preferably more often.

Priscilla Tinsley, CIC, CISR
Account Representative
Morrow Insurance Agency, Inc.   (828) 694-5135    (800) 228-3132  website: www.morrowinsurance.com

My Personal Story of a water leak:

From my own personal experience and I am sure many of you have had similar horror stories, but we left the washing machine running one morning only to come home that evening and found it never shut off and water was running out of the washing machine. Ok now we know what the clean up was like but we have a basement that took much of the water as well as the carpet, ceiling tiles, but the rest of the story was it decided to run on the main floor from the laundry room, down the hall and then into the kitchen all having hardwood floor, actually it was parquet. Well have you ever seen wet parquet,  in matter of hours pieces start coming up, while the rest decide to take on all kinds of stub your toe shapes. So the rest of the story you probably can imagine from here. 

Our Real Estate, our pride and joy home, I had built literally with blood, sweat and tears were a mess. I was so thankful that I had insurance that paid for it. But I must warn you and I have placed Pricilla’s telephone number above has told me that now insurance companies charge extra fees and riders to cover such damage and may I say at not a small premium. Do yourself a favor and either don’t leave the house or turn off the dishwasher or the washer when you leave the house. Best yet be sure and check out the tips above and take the 10 minutes to check your connections, hoses etc. Small things we overlook to do but major troubles when they fail. 

For all your Brevard North Carolina Real Estate needs, if its land, homes, townhouses, condo’s, estate sites, townhomes and commercial properties and I almost left out our rentals be sure and give us al call today or just sign up here for newsletters and future articles. Come visit us in the Western North Carolinas areas like, Brevard, Hendersonville and the Ashville North Carolina areas and before you do let us set you up on an automatic favorites and hot sheet so when you visit you can find some of the best deals in history. http://www.homeinbrevard.com/subindex.cfm?page=contact or visit us at www.HomeInBrevard.com

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